Albert Genius is the first financial service of its kind – a team of human financial experts at your fingertips.
Our geniuses find savings you’re missing, identify bills you’re overpaying, help you pay down debt faster, save automatically for you, and much more. Text Albert a financial question, and we’ll not only offer guidance but help you make it happen.SEE WHAT GENIUS CAN DO
Albert analyzes your income and spending habits every day and sets aside small amounts of money you can safely save. Albert Genius pays 1% annual savings bonuses, which by our math is over 10x the average checking account. Your funds in Albert Savings are FDIC insured up to $250,000.
With all of your financial accounts in one place, Albert connects the dots to ensure you make the best decisions with your money.
Smart Insights and Alerts
Overpaying for a bill, paying hidden fees, account balances dip too low, or an unexpected charge? Albert will alert you.
Your Financial Plan
Albert puts your financial plan on auto pilot. Saving up for a rainy day, budgeting, tackling debt, investing, taking care of family and your retirement – we’ll help you set it up.
An Automatic Budget
Albert connects to all of your accounts, analyzes your spending, bills, and income and automatically builds a budget that follows you throughout the month. Gone are the days of manually categorizing your transactions.
Albert uses bank-level security to ensure that your sensitive personal information is secure and encrypted. We never store your banking credentials, and we work with the world’s largest financial institutions to hold our servers to the highest standards.